One of the big questions we get in the office about personal injury cases is whether the defendant’s insurance company will pay medical bills as they are incurred by the victim.

This can be particularly important when the victim has no health insurance (or one of those stupid policies that won’t “cover” medical care for injuries received as a result of the fault of someone else.)

While the defendant’s insurance company may ultimately be responsible for your medical care (and more, including pain and suffering, lost wages, the dimunition in wage earning ability) they don’t have to pay it piecemeal and most won’t.

Now, a smart insurance company would try to get in offer to make an advance, in the hopes that you don’t go see a lawyer. We see this sometimes. Most won’t however. Some are just hoping that they can force you into a lower settlement because they are putting the squeeze on your financial condition.