Even the best drivers run the risk of getting in an accident. Unfortunately, getting in an accident in Virginia can mean an increase to your car insurance premium. Even a speeding ticket means a risk to your premiums.
However, some Virginia insurance companies offer safe driver discounts and programs, which could entitle you to a lower premium. Of course, that also means that everyone in the family needs to maintain a good driving record, with no “at-fault” accidents or tickets.
The good news is that you are not at fault in the accident, Virginia law prohibits the insurance company from raising your rates.
If you ever feel slighted by your insurance company and feel that your rates were raised unfairly in Virginia, contact the Bureau of Insurance.
