Car Insurance Shopping Tips for Virginia Residents

August 4, 2010
By Charley Mann

Thinking of buying car insurance?  Want to get the best price possible on car insurance?

Then ignore all the hooplah out there and prepare to spend some time shopping for the right price and the right plan.

Buying car insurance in Virginia is a mindless, one phone-call activity for uninformed consumers.  However, for those people interested in getting just the right price with the neeeded coverage, it will mean shopping around for quotes.  So make sure your phone is by your side and you have something to write on.

Now look up the phone numbers for the names you see so often on the television:

  • State Farm
  • Allstate
  • Progressive
  • Geico
  • AAA
  • and more…

Make sure you’ve decided on who will be on your policy and what cars will be covered.  Take a peek at some of the previous articles to learn more about what kind of insurance you may want to purchase and what coverage you may want as well.

Some companies will offer your six-month renewable policies.  However, if you really want to lock down the deal you’re getting, think about getting a one-year policy.  That also means that you should ask if the quotes you are given are for six-month or one-year policies.

Once you have identified a few policies that fit in your price range, you should decide on which insurance company appeals to you most according to their history.  Think about what the service was like over the phone.  If it’s bad now, it could be worse later.  You want to know that you are a valued customer from the very beginning.  Of course, never overlook the most immediate resource of your friends and neighbors.  They likely have first-hand stories that will tell you more about the potential service issues or excellence.

Before you purchase, double-check everything.  This is a financial commitment and one that could save you a lot of grief if you choose well and have to call upon your insurance in your time of need.

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