The insurance adjuster may have made a personal house call and appeared to be so nice and friendly, but don’t get the wrong impression. The insurance adjuster is not your friend. Would a friend try to lowball your settlement offer? If so, you need new friends.
Even if the insurance adjuster appeared to be willing to help and made you promises about your future medical bills, you need to be cautious. The adjuster works for the insurance company, so it is logical to assume that he or she will be looking out for the employer’s interests and not yours. You are not the one who writes his or her paycheck – you’re just another case number and a file that needs to be closed.
Insurance adjusters are skilled and they know what they are doing. When the insurance adjuster called you or showed up on your doorstep, he or she knew that it was important to build your trust. The insurance adjuster may have alluded that an attorney would not be needed, that you could settle directly with the insurance company.
After a Virginia car accident, you need to make sure that you and your family are protected. If the insurance adjuster has made you an offer that you do not feel is fair, or if you are in the beginning of the claims process, you need to order a copy of Fairfax accident attorney Ben Glass’s book, Five Deadly Sins That Can Wreck Your Injury Claim.
