Insurance companies have all kinds of tricks up their sleeves and they regularly look for ways to deny insurance claims. Besides being difficult to work with, insurers have been known to delay claim payments, dispute medical treatment and nickel and dime medical charges. As if that weren’t enough, insurance companies often use a variety of arguments to justify a lowball settlement offer or a denied claim.
If you have been hurt in a Virginia car accident, don’t be surprised if you hear the insurance company make one of the following arguments to validate a low payment or even deny your claim:
1. You were not using a seatbelt at the time of the crash.
2. Your vehicle had some type of defective equipment.
3. You were intoxicated or impaired by legal or illegal drugs.
4. You didn’t see the other driver run the red light, so it’s your fault that you were hit.
5. You are not credible because you exaggerated some issue relating to the accident.
Ben Glass mentions these common arguments in his book, Five Deadly Sins That Can Wreck Your Injury Claim. In his book, he also talks about the fact that when it comes to information sharing with insurance companies, it is a one-way street. You might provide the information they need, but when you ask them questions, they may not give you straight answers.
Order your copy of Five Deadly Sins That Can Wreck Your Injury Claim. The book is free to Virginia residents.
