Too many people are taken advantage of by insurance companies, before they even have a chance to talk with a lawyer. There have been recent reports of insurers trying to persuade injured people to not consult with an accident attorney. These insurance representatives allude that lawyers are not needed when they can settle directly with them. Unfortunately, many of these cases could have benefited from the advice of an experienced lawyer.
Maybe you don’t need a Virginia personal injury attorney to represent you in your case, but you still need to be aware of some of the tricks the insurance company will use against you. To the insurance adjuster, you are just another case number and a file to close.
Here are some insurance tactics to watch out for:
1. Disputing your medical treatment. You go to the doctor because you have been hurt in the Virginia car accident. The doctor, who has gone through years of medical school, recommends a treatment plan to help you recover from your injuries. Guess what? The insurance adjuster, who has not earned a medical degree, may try to dispute your medical treatment.
2. Nickel and dime your medical expenses. If the insurance company is able to lower the amount paid on medical costs for injury claims, even if it is as low as 5 percent, it could save them a ton of money each year.
3. Delaying your claim. The insurance company is fully aware that you are experiencing financial pressure, as you have to make co-payments and deductibles. From the insurer’s perspective, if your claim is delayed, you may be more apt to accept a lower settlement offer.
For more information regarding insurance company tricks, order Ben Glass’s book, Five Deadly Sins That Can Wreck Your Injury Claim.
