Notify Your Insurance Company if You Caused a Car Accident

November 18, 2009
By Mindy Weinstein

If you have caused a car accident, one of the first actions you need to take is to contact your insurance company.  Your insurance company will pay for damages that resulted from the collision and will also cover the costs of an attorney.  One of the few pieces of good news following a crash is that you do not have to hire your own lawyer to defend you if any claims are filed.

All auto insurance policies require that you notify the insurer promptly of any accident or event where there is a chance that a claim could be filed against you.  You are also required to cooperate with the insurance company during its investigation and defense of the case.  In exchange, the insurer will give you access to an experienced lawyer and will even pay the additional expense of defending you if the person you hit decides to sue you.

The case of Hulk Hogan’s son, Nick Bollea, is a prime example of why you should go through your insurance company when an accident is your fault.  Bollea was the driver in an accident that led to his passenger’s serious injuries.  Hogan hired a law firm to defend his son against claims that might be brought against him.  After spending $1.5 million, Hogan sued the law firm to get his money back.

When you cause a car accident, there are a lot of hassles.  Luckily, choosing and hiring the right attorney is not one of them.

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